Примери за използване на Non-banks на Английски и техните преводи на Български
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There are two types of brokers: banks and non-banks.
One way that PSD2 opens up for non-banks is through open APIs.
After the crisis considerable progress has been made in strengthening the EU regulatory andsupervisory framework for non-banks.
One is, that new entrants in form of non-banks will get easier access to the market after PSD2.
So far, non-banks have proven to meet these requirements in a more innovative and human-centric way than many traditional banks.
So it is important to keep closely monitoring possible risks emerging from this shift towards non-banks.
Calls for the establishment of a recovery and resolution framework for non-banks, in particular central counterparties(CCPs);
By using banks' APIs non-banks can enter the financial market without the heavy compliance and infrastructure which banks are required to maintain.
With the consumer becoming more digital and mobile in their approach to companies,the banks as well as non-banks will need to follow this trend14.
Through the utilization of banks' APIs, non-banks can enter the financial market without the heavy compliance and infrastructure that banks are required to maintain.
And remember: This will not only open up to European banks, butalso to other international banks and non-banks interested in getting a chunk of the European market for financial services.
Francesc Rodriguez Tous, a finance professor at Cass Business School in London, thinks they still face intense competition, butoften from more nimble non-banks.
Excessive risk-taking may adversely affect the ability of non-banks to absorb shocks, especially if economic conditions deteriorate.
The introduction of the new functionality has been enabled by the Payment Services Directive 2(PSD 2),as per which banks should provide other payment service providers(banks and non-banks) with access to the accounts of clients maintained with them upon the clients' consent.
We need therefore to make sure that both banks and non-banks evolve in an environment in which financial stability and individual customers are both adequately protected.
The current payment system in Bulgaria, controlled by BNB,allows the banks to act as settlement banks to their clients- non-banks brokerage houses that trade with securities on the Bulgarian capital market.
Legislation to address systemic risks related to non-banks and shadow banking and further measures to reinforce the identifications and the prevention of risks in banking activities.
Notes the comments of the chair of the ESRB, Mario Draghi,(3) to the effect that the main source of vulnerability leading to overheating property markets in the EU is the search for yield by international investors- largely in the field of cross-border financing and by non-banks- andthat policymakers should investigate whether new macroprudential instruments should be introduced for non-banks, especially in relation to their commercial real estate exposures;
As we already today see the trend of growing trust in non-banks and that PSD2 most likely will accelerate this further, an open domestic market is a likely prediction for the near future.
In conclusion, this increased competition along with consumers increasingly turning to non-banks for financial services, we might see an exponential growth in consumer trust in non-banks in the future.
With most banks having been rescued andnew competitors including non-banks entering the market, profit margins tended to decline, in spite of the ongoing consolidation process in the European banking sector.
Part of this plan would involve simplifying the process by which banks can transfer NPLs to non-banks, encouraging secondary markets in NPLs, and possibly establishing an NPL transaction platform.
The aim was to increase pan-European competition, open up the payments industry to non-banks, and create a level playing field by harmonising consumer protection and the rights and obligations of payment providers and users.
In my view, we should carefully reflect on whether we have sufficient information for non-banks and whether there are gaps in the regulatory framework to address risks both at the micro- as well as the macro-prudential level.
As a result, with a DMA broker,you can trade directly with leading renowned banks, non-banks and MTFs from all across the globe, which gives you the opportunity to receive the best possible price in the market at a specified time.
However, they also point out that the issuance of such a currency“would give non-banks access to the Fed balance sheet,” which could in turn“endanger the economically and socially important financial intermediation function of commercial banks.”.
One has to be aware that this can also contribute tobuilding up risks and vulnerabilities in banks' and non-banks' balance sheets, which in turn calls for the application of macroprudential tools in the banking sector and the development of such a framework for the non-bank sector, including for insurance companies.
And non-bank financial institutions.
Non-bank credit organizations- CL.
Non-bank financial institutions.