Ví dụ về việc sử dụng Lending standards trong Tiếng anh và bản dịch của chúng sang Tiếng việt
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Lending standards have tightened significantly now,” said Lindsey Bell, an investment strategist at CFRA.
With so much money in circulation,many commercial banks have loosened lending standards and let loose risk management.
And finally, lending standards have tightened, restricting just how much money buyers could bid up the price of a property.
Prices are starting to tick up, credit growth is picking up andbanks may slowly be easing lending standards on consumers.
As 2007 ended and 2008 began, it was clear[by whom?] that lending standards had tightened and the era of"mega-buyouts" had come to an end.
Both countries have also cited similar concerns regarding the AIIB's governing structure andhave said the Bank may erode international lending standards of transparency.
But they have not acted alone,interacting with earlier weaker lending standards, and the more recent tightening in lending standards.
Medium- to long-term corporate loans fell 6 per cent over the first eight months of this year compared with the same period in 2018,after banks tightened lending standards.
Financial institutions became more conservative in their lending standards, and this resulted in liquidity issues for a number of Tianjin enterprises.
But the banking sector has more capital and liquidity, financial sector short-term funding risks are reduced,and bank lending standards do not suggest over-exuberance.
Meanwhile, banking regulators are continuing to tighten lending standards, even though economic conditions suggest they should be easing up.
The U.S. government meanwhile has argued that Western countries could have greater sway on the new bank if they worked together outside andurged higher lending standards.
However, continued strong demand for MBS andCDO began to drive down lending standards, as long as mortgages could still be sold along the supply chain.
In addition, tougher lending standards and the globalization of business requires more demand for accountants as stricter reporting requirements will be required in the future.
What they will find are much more favorable conditions than they have seen in years, including lower down payment mortgages,looser lending standards and a bigger selection of homes to choose from.
Still KBW's analysts caution that- even if lending standards stay high- one risk of relying on the ABS market is that investors can get spooked and stop buying.
It documents the cyclical nature of the riskiness of corporate credit allocation at the global and country levels andits sensitivity to financial conditions, lending standards, and policy and institutional settings.
In addition, tighter lending standards are expected to increase the importance of audits, as this is a key way for organizations to demonstrate their creditworthiness.
Rents have marched steadily higher for six consecutive years,in part because of tough lending standards for home buyers and in part because of a shortage of apartments for middle-income renters.
But with overall strong lending standards, so long as unemployment remains low, arrears rates should not rise to levels that pose a risk to the financial system or cause great harm to the household sector.
After a dramatic run-up in U.S. home prices the 1990s and early'00s-fueled by easy lending standards and the encouragement of Wall Street- the market began its sickening plunge in July 2006.
Lending standards have come under fire at the ongoing banking royal commission, leading many institutions to increase scrutiny of borrowers' income and expenses- particularly in Sydney and Melbourne, which have high home price to income ratios.
They can do so in a number of ways, including by strengthening the currency, reducing lending spreads, increasing unemployment,weakening lending standards, or inflating real estate or stock market bubbles that boost consumption through a wealth effect.
Our examiners tell us that lending standards are generally sound and are not comparable to the standards that contributed to broad problems in the banking industry two decades ago.
That happened during the last housing bubble, when lower lending standards added liquidity to the housing market by making it easier for investors to sell quickly to less qualified borrowers.
The housing bubble was fueled by easy lending standards and irrational expectations of home value appreciation, but it put a historically high number of American households- seven out of ten- in a home, if nly temporarily.
About 65% of domestic banks said they had tightened lending standards on credit card loans over the past three months, according to the July Federal Reserve survey released earlier this month.
Although the driving force behind abandoning traditional lending standards was the federal government's political goal of increasing homeownership, particularly among preferred minority groups, lending innovations like 100 percent loans(mortgages with no down payments) became institutionalized features of the industry, particularly when the Fed had made banks flush with reserves to lend. .