Примеры использования Housing microfinance на Английском языке и их переводы на Русский язык
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Housing microfinance.
In 2006, the programme successfully tested its new housing microfinance loans product in Gaza.
First, a new housing microfinance loan product was introduced in the Gaza Strip.
However, research indicates that the combination of housing microfinance and subsidies has not been successful.
Housing microfinance is also growing in Asia and, to a lesser extent, in Africa.
Regional meetings to support the development of housing microfinance as an industry(in collaboration with HPS, MRD, RTCD) 2.
However, housing microfinance portfolios worldwide remain very small relative to GDP and the overall microfinance activity.
It was launching an initiative on municipal finance and infrastructure finance andwas seeking to link to housing microfinance opportunities.
A more recent form of housing microfinance, developed mainly in Africa and Asia, are community funds.
Some organizations(e.g. the NationalHousing Cooperative in Kenya) provide both individual housing microfinance loans and community group loans.
In other cases, housing microfinance institutions have been developed out of community advocacy groups for shelter provision.26.
For example, MiBanco in Peru charges a 37 per cent annual rate andCompartamosbanco in Mexico charges almost 70 per cent interest on its housing microfinance programme.
The extension of housing microfinance into Jordan and the Syrian Arab Republic has been delayed due to funding limitations;
Community funds are less finance oriented andtherefore interest rates on loans are usually lower than housing microfinance rates and loan periods are often longer, up to 25 years.
The amount of financing available for housing microfinance remains far from what is needed to meet the demands of an ever-growing urban poor population.
However, in the 1980s private financial investors came to regard the poor as"bankable", and in the past 10 years, a growing number of housing microfinance programmes emerged offering loans to low-income households.
Most housing microfinance initiatives originate in developing countries and emerging markets-- Latin America, Asia and, to a lesser extent, in Africa.
In comparison with enterprise microfinance, housing microfinance loans are generally larger and given for longer periods.
Housing microfinance is still heavily directed towards existing business loan clients of microfinance institutions and in typical microfinance schemes, the housing portfolio share ranges between 4 per cent and 8 per cent.
As is the case with microfinance agencies, most housing microfinance initiatives originate in developing countries and emerging markets.
Housing microfinance loans are much smaller than mortgages, are typically granted for shorter terms and are used mainly to finance progressive improvements to housing(for example, building sanitary amenities) and expansions to an existing dwelling.
This includes work in areas such as: social and cooperative housing; institutional development and management; housing microfinance; needs assessments and evaluations; community planning and participation; responses to disaster; and responses to HIV and AIDS.
Owing to their limited scope, housing microfinance loans are used mainly to finance progressive improvements to housing(e.g. building sanitary amenities) and expansions to an existing dwelling, or for the incremental construction of a home.
Starting its journey in 1904 with the aim of raising agricultural production and rural economic advancement through production and processing services, the cooperative movement has expanded into other sectors of the economy,such as fisheries, dairy, housing, microfinance and the service sector.
It is therefore questionable whether housing microfinance fosters housing affordability for the urban poor or whether, in some cases, it leads to increased indebtedness?
The Nepalese branch is the first branch or affiliate of Habitat for Humanity International to gain access to a loan, and this programme has been viewed as a replicable stepfor financial capacity-building and access to soft finance for many more of the parent organization's housing microfinance programmes worldwide.
The poorer the client,the more likely the housing microfinance agency will attempt to manage default risk by reducing the time over which the client must repay the loan, increasing the interest rate and reducing the size of the loan.
Contribute to well-functioning, efficient, equitable and transparent housing markets and land markets, which respond to different types of housing demand as well as favouring credit access for socially and economically vulnerable population groups,including through alternative forms of funding, such as housing microfinance;
The poorer the client, the more likely the housing microfinance agency will attempt to manage default risk by reducing the size as well as the time over which the client must repay the loan and by increasing the interest rate.
Three main housing financing mechanisms(sub-prime mortgage loans, demand-side subsidies and housing microfinance) have been promoted to specifically facilitate the access of lower-income households to housing finance, promoting homeownership.