Examples of using Guarantee programmes in English and their translations into Arabic
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Social Guarantee Programmes.
Approaches to public programmes fall into two distinct categories:public works programmes and employment guarantee programmes.
Credit guarantee programmes.
One approach which has proved highly successful in Asia is the establishment ofspecialized credit institutions for SMEs, including loan guarantee programmes for commercial banks lending to SMEs.
Employment guarantee programmes are still rare.
Creation of direct job opportunities through emergency public works programmes andemployment guarantee programmes are two ways the State can create jobs in crisis situations.
The experts generally viewed guarantee programmes in a very negative light because many had failed and few were sustainable.
Furthermore, a federal law was sanctioned in December 1997 authorizing the Federal Government to" award financial support tomunicipal districts introducing minimum income guarantee programmes associated with social and educational actions".
Many Governments start loan guarantee programmes, and could at least follow best practices.
Development banks may or may not support overseas transactions, such as export-import or aid operations, or South- South and other forms of cooperation,and they could extensively use credit guarantee programmes as part of their activities.
All social protection programmes, including employment guarantee programmes, must be participatory, gender-sensitive and accessible to women with care responsibilities.
Loan guarantee programmes could help to secure access to capital markets for investments in sanitation, whether for households, community-based organizations, or local authorities.
Governments and central banks might also consider a set of special measures for small andmedium enterprises, such as guarantee programmes, more user-friendly and transparent disclosure systems, and information technology-driven appraisal systems, to reduce the risk perceived by banks.
Employment guarantee programmes are a key element of productive safety net programmes and have mitigated the impact of extreme food shortages in the 2010-2011 Horn of Africa drought-induced food crisis.
The ACP and the EC will within the framework of the ACP-EC Development Finance Cooperation Committee undertake a joint study on the proposal to set up an ACP-EC Guarantee Agencyto provide and manage investment guarantee programmes.".
Specific solutions that had been proposed included loan guarantee programmes, dedicated credit and dedicated equity programmes, and special credit'windows ' or credit lines for women entrepreneurs.
States, in different regions and at different income levels, have invested in the reskilling or professionalization of unemployed persons, with targeted benefits for women, such as retraining for jobs, especially for those with family responsibilities,or in setting quotas for women in employment guarantee programmes targeted at the poorest households.
Many loan guarantee programmes had poor results because they failed to reach the target audience, usually on account of slow dispersals, the lack of prudential lending resulting in moral hazard problems, and the reluctance of banks to enter such programmes because of previous late payment by the guarantor in cases of default.
To reduce high levels of unemployment and discouragement in young people, Finland, Germany, Sweden andsome other European countries have implemented youth guarantee programmes that provide some combination of jobs, employment counselling, apprenticeships or traineeships, start-up funding, continuing education and related assistance.
From the experts ' perspective, future policy measures needed in order to encourage SME lending include:(a) removal of interest rate caps;(b) tax incentives(i.e. lower rates of tax on banks ' SME income);(c) a legal system that allows financial institutions to obtain and enforce security; and(d)partial loan guarantee programmes in which the Government and banks share the risk in SME lending.
In some developed countries, such solutions had beenachieved through various programmes such as dedicated loan guarantee programmes, dedicated credit lines, dedicated equity schemes, tax incentives for lenders and investors to provide funding for women, programmes to inform loan officers of the needs of women entrepreneurs, and mandatory reporting by banks on the composition of their loan portfolios by size of enterprise and by gender.
In the past two years, the networks have channelled questions regarding how to proactively identify demand for employment in private sectors in Panama and evaluate training providers;implement employment guarantee programmes for the urban poor in India; develop programmes targeting both educated and unskilled youth in Tunisia; and determine a baseline for a women ' s self-employment project in Timor-Leste.
The Job Guarantee Programme for Young People.
The Export Credit Guarantee Programme.
The Pregnancy Guarantee Programme.
The Double Donation Pregnancy Guarantee Programme.
The Export Credit Guarantee Programme.
Orphan Guarantees Programme.
With the launch of the National Rural Employment Guarantee programme on 1 February 2006, the right to work has been operationalized in India.
India will be expanding theimplementation of its recently instituted Rural Employment Guarantee Programme, which provides for 100 days of assured employment annually to every rural household in the country.