Examples of using Variable interest rate in English and their translations into Hungarian
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Variable interest rate.
Private student loans have variable interest rates.
A variable interest rate will be applied after 36 months.
That is, in June, borrowers only chose variable interest rates for every sixth home loan.
A variable interest rate is therefore something you should discuss with a consultant.
Debt with residual maturity over one and up to five years whose variable interest rate 3A.
Some loans have uncapped, variable interest rates which can change considerably according to the market.
Conversely, shorter terms from 3-10 years usually have slightly higher variable interest rates.
HELOCs typically have a variable interest rate, but some lenders may convert to a fixed rate for the repayment period.
Today, 60% of previously taken out(still to be repaid)home loans have variable interest rates, so this risk is very significant.
The line of credit has a variable interest rate based on market conditions but the average interest rate over the past year has been 9.0 percent.
Those who prefer FIX all the time are not forced to settle forlonger term terms with poorer conditions or variable interest rates because of the inflexible banking supply.
(1) Where variable interest rates are agreed, the creditor shall inform the consumer of any changes in those rates, on paper or another durable medium, at least 15 days before the change enters into force.
We have had several options to determine how variable interest rates affect our repayment schedule.
Set out qualitatively and quantitatively the causallink between fluctuations in the parameters referred to in point(a) and their impact on the variable interest rates; and.
These securities generally have a 3- to 10-year term, a fixed or a variable interest rate, they offer higher returns but are less liquid than government securities.
Clarification is essential, because we are talking about millions of families and millions of small and medium-sized enterprises,which depend on variable interest rates in Europe, getting into debt.
By buying a cap transaction andselling a floor transaction, you can keep your variable interest rate within a predetermined band, thereby bringing predictability to your company's finances.
ECB Opinion on the conferral of powers on the Central Bank of Ireland to assess competition inthe market for mortgage loans and to issue lenders with directions on variable interest rates.
A variable interest rate(sometimes called an“adjustable” or a“floating” rate) is an interest rate on a loan or security that fluctuates over time because it is based on an underlying benchmark interest rate or index that changes periodically.
If the answer to the first question is in the negative, is the national court allowed to award any interest at all where thereis an unfair term that fails to set the variable interest rate on the agreement in a fair manner?
Please be advised that variable interest rates(ARM) are lower than the fixed rates, however, so if the client is not planning to hold the property for more than 1-5 years, it is advisable to choose one of the ARM rates mentioned above.
According to the ECB, in March 2012, an average of nearly 60% of total loans to the non-financialsector in the euro area was based on variable interest rates, and loans to families based on variable interest rates reached 40% in the same period.
(a) a variable interest rate that consists of consideration for the time value of money, the credit risk associated with the principal amount outstanding during a particular period of time(the consideration for credit risk may be determined at initial recognition only, and so may be fixed) and other basic lending risks and costs, as well as a profit margin;
The same analysis would apply if the borrower is able to choose between the lender's various published interest rates(eg the borrowercan choose between the lender's published one-month variable interest rate and the lender's published three-month variable interest rate).
Given the complexities of calculating an annual percentage rate of charge(for instance, for credits based on variable interest rates or non-standard amortisation) and in order to be able to accommodate product innovation, technical regulatory standards could be employed to amend or specify the method of calculation of the annual percentage rate of charge.
An entity may transfer to a transferee a fixed rate financial asset that is paid off over time, and enter into an amortising interest rate swap with the transferee to receivea fixed interest rate and pay a variable interest rate based on a notional amount.
Reference for a preliminary ruling- Article 99 of the Rules of Procedure of the Court of Justice- Agreements concerning credit for consumers- Directive 2008/48/EC-Credit agreement for immovable property- Variable interest rates- Obligations on the creditor- National legislation applicable to agreements existing at the date on which that legislation comes into force- Inapplicability of Directive 2008/48'.
For example,if an entity is assessing a bond with a five-year term and the variable interest rate is reset every six months to a five-year rate, the entity cannot conclude that the contractual cash flows are solely payments of principal and interest on the principal amount outstanding simply because the interest rate curve at the time of the assessment is such that the difference between a five-year interest rate and a six-month interest rate is not significant.
Inflation-linked certificates of deposit are federally-insured debt securities that are similar to regular certificates of deposit(CDs),but provide investors with inflationary protection via annually variable interest rates that increase or decrease with changes in the consumer price index, a measure of inflation.